If you have a health insurance plan, you’re likely well aware that it doesn’t cover dental care. To reduce expenses, you might be wondering whether it’s worth paying a monthly premium for a few preventive dental services. In most cases, it’s certainly worth shelling out the extra costs. You can reap several benefits by taking advantage of your dental coverage, including improved health, affordable care, and more. Continue reading as we discuss a few reasons why dental insurance is worth every penny.
It Makes Dental Care More Affordable
Aside from brushing and flossing, you must also visit your dentist regularly for checkups and cleanings. Maintaining good oral health requires a combination of at-home and professional dental care. The good news is most dental insurance plans focus on prevention, meaning services like oral examinations, teeth cleanings, and routine X-rays are typically covered at 100%. It also helps reduce out-of-pocket costs by sharing the cost with you. Without insurance, you’d be financially responsible for the full treatment.
You Save Money in the Long Run
Are you on the fence about getting dental insurance because you want to avoid paying the monthly premium? Well, even though it may initially seem like you’re saving money, not having dental coverage can cost you much more in the long run. Since most insurance plans fully cover the cost of preventive dentistry services, you don’t have to worry about paying for those out-of-pocket. And if you don’t attend these bi-annual checkups and cleanings, you risk needing more complex and expensive treatments down the road.
You Get the Dental Care You Need
Families with dental insurance are almost twice as likely to get preventive care as those without it. And those who develop severe oral health problems are more likely to skip necessary treatments if they don’t have coverage. Studies show that people with mostly untreated, often preventable, oral diseases usually wind up in the emergency room – and that can be quite costly. Luckily, you can spare yourself the pain and stress by using your dental benefits!
It Benefits Your Overall Health
Oral health complications can be associated with an increased risk of heart disease and other health conditions, such as diabetes and high blood pressure. With regular checkups, your dentist can search for abnormalities in the mouth that indicate heart disease and diabetes. And with early detection, you can receive more affordable and life-saving treatment.
You’re More Likely to Avoid Future Dental Problems
By visiting your dentist every six months, they can monitor your mouth to prevent, detect, and treat problems before they become complications. With their help, you can easily avoid needing more complex and expensive procedures down the line, such as a dental crown, root canal, or extraction.
As you can see, there are many benefits to having dental insurance. By getting the professional dental care you need, you can ensure your family’s smiles remain happy and healthy for a lifetime – and that’s certainly worth every penny!
About the Practice
At Park Street Dental, we offer high-quality, comprehensive dental services in a warm and relaxing environment. Our team skilled team will always go the extra mile to ensure you leave every visit with a smile on your face. If you’d like to learn more about dental insurance and how it can benefit your family, we’re more than happy to answer any questions you have. Visit our website or call (614) 875-9500 to speak to a member of our team.