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Formerly the Office of Brian Woodard, DDS

Dental Insurance – Grove City, OH

How to Make the Most
of Your Dental Insurance

On the surface, dental insurance sounds simple enough, but it can quickly become complicated when it’s actually time to use it to help pay for your care. We try to keep things nice and simple here at Park Street Dental of Grove City, which is why we accept any and all PPO dental insurance plans. There are a few key things every policyholder should know to maximize their plan, and you can learn about them below in our short guide.

Understanding How Dental Insurance Works

Dental insurance forms on tablet computer

Prevention. This is the primary goal of most dental insurance plans. The coverage is structured in a way that makes it easy for patients to afford basic services like checkups and cleanings. This means that any minor problems are found and addressed early, and many are stopped before they ever begin. This not only leads to better oral health, but less spent on care overall, plus it lowers the risk of a patient needing more expensive procedures over time.

What Does My Dental Insurance Cover?

Dentist calculating dental insurance coverage

Each dental insurance plan offers unique coverage, but the majority tend to follow the “100-80-50” rule, which looks something like this:

  • Preventive services are covered 100% (checkups, cleanings, X-rays)
  • Basic restorative services are covered 80% (fillings, bonding)
  • Advanced restorative services are covered 50% (crowns, dentures, extractions)

Because cosmetic services are elective procedures, they are typically not covered by insurance. However, if a cosmetic treatment is being used to repair dental damage, some plans may pay for part of it.

Our In-Network Dental Insurance Providers

Hands holding an animated tooth under an umbrella

Our dental office is currently in-network with Delta Dental, Aetna, and CIGNA, which means if you have dental insurance through these providers, then we can offer you the highest level of savings possible. Plus, we’ll be able to file your claim very quickly.

Or, if you get your dental insurance from somewhere else, don’t worry, because we’ll gladly accept it as well. We welcome out-of-network providers and can help you save as much as possible when you come to see us.